Mall security (ONLINE VERSION)
According
to a 2014 Deloitte survey, 55 percent of American consumers say they are
concerned about protecting their personal data when shopping online, and 42
percent say they have similar concerns when shopping in stores. With the
holiday shopping season fast approaching, consumers need to be more vigilant
about protecting their personal data. PC Magazine offers the following tips to
shop safely online.
If
possible, avoid using a debit card for purchases. Most debit cards don’t have
the same level of fraud protection that credit cards have. If a debit card is
all you have, protect your PIN by shielding the keypad with your hand or body.
Visit only
trusted sites, which are more likely to be secure. Make sure an “https” appears
in the site’s URL and a lock icon is visibly displayed. Log out of all shopping
accounts after completing a transaction.
Avoid
using a public Wi-Fi for your online shopping and financial transactions. Also
use a password manager to create strong, unique passwords for each shopping
site.
Provide as
little information to merchants as possible. Online retailers do not need to
know your social security number or birth date to do business.
Purchase
gift cards directly from the retailer, not through a third-party source. Some
scammers will auction off gift cards on sites like eBay with little or no funds
on them.
Review
online bank statements frequently to confirm charges; don’t wait for your
monthly statement to arrive in the mail. If you notice any questionable
charges, contact your financial institution immediately. Keep these suggestions
in mind, and you can enjoy a secure holiday shopping experience.
Cynthia Schmier, Broker/Owner
CRS, CDPE, CNE, CIAS, MDI, 5-STAR, SRS
RE/MAX Country
Cynthia@Cynthia-Online.com
(360) 400-3475
www.cynthia-online.com
CRS, CDPE, CNE, CIAS, MDI, 5-STAR, SRS
RE/MAX Country
Cynthia@Cynthia-Online.com
(360) 400-3475
www.cynthia-online.com